Compare Our
Finance Products

Find out more about the Black Horse range of flexible and affordable business finance products.

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A personal approach to finance

What is Commercial Finance?

Product Comparison Table

Commercial finance is designed to help your business thrive. If you’re wondering how to fund that next vehicle, machinery or premises refurbishment, why not talk to our commercial lending experts to see how we can help? We have a range of flexible and affordable business finance products. For further information on our products, please visit the Commercial Finance page.

Our Finance Products

Each of our finance products works slightly differently. Our products and the differences between them are explained in more detail below.

We also have a Commercial Loan product available. For details about our Commercial Loans, and for all our other available products, please visit our individual product pages. You should take a look at these pages to help you decide which product is right for you.

All lending is subject to status checks and an affordability assessment. Finance is only available to persons aged 18 and over.

Our Finance Products

Key Customer Information	Hire Purchase (HP)	Lease Purchase (LP)
Deposit required	Flexible. 0% may be available.	Flexible. 0% may be available.
Length of agreement	From 1-5 years	From 2-4 years
Fixed payments
Final lump sum repayment at agreement end
Maximum permitted age of the car at agreement end	Typically 14 years	Typically 14 years
Ownership at agreement end		If you pay the final lump sum payment.
Goods return option
Excess mileage charges
Part exchange N.B. Subject to settling outstanding finance. New agreements subject to status.
Fully comprehensive insurance required
Ability to amend monthly payment due date N.B. Subject to loss of interest charge	Once every 12 months.	Once every 12 months.

Hire Purchase (HP)

Flexible. 0% may be available.

Lease Purchase (LP)

Flexible. 0% may be available.

Hire Purchase (HP)

From 1-5 years

Lease Purchase (LP)

From 2-4 years

Hire Purchase (HP)

Lease Purchase (LP)

Hire Purchase (HP)

Lease Purchase (LP)

Hire Purchase (HP)

Typically 14 years

Lease Purchase (LP)

Typically 14 years

Hire Purchase (HP)

Lease Purchase (LP)

If you pay the final lump sum payment.

Hire Purchase (HP)

Lease Purchase (LP)

Hire Purchase (HP)

Lease Purchase (LP)

Hire Purchase (HP)

Lease Purchase (LP)

Hire Purchase (HP)

Lease Purchase (LP)

Hire Purchase (HP)

Once every 12 months.

Lease Purchase (LP)

Once every 12 months.

Request a callback

Whether it’s a new car, home improvements, that dream holiday or assistance to expand your business, we’re here to help with a range of personal and commercial lending options.

Simply complete our Callback Request Form and a member of our local lending team will get in touch, at a time suitable for you, to discuss your lending needs.

Finance Required

Personal Motor Commercial

First name:

Surname:

Time of contact:

Please select your preferred time to be contacted.

Contact number:

Email address:

Preferred Branch

Jersey Guernsey Isle of Man

Preferred branch:

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Compare Our Finance Products

Find out more about the Black Horse range of flexible and affordable business finance products.

A personal approach to finance

What is Commercial Finance?

Our Finance Products

Our Finance Products

Request a callback

Finance Required

Preferred Branch

Compare Our
Finance Products